Credit card installment: the daily interest rate is 22,000 yuan, and the monthly interest rate is generally 2.2X30=66.

It depends. Lending Bao is a daily interest-bearing loan product with a daily interest rate of 0.0 15%-0.06%. Everyone will be different because of the different comprehensive credit situation. If the daily interest rate of the loan is 0.05% and the loan amount is 10000 yuan, then the interest of the loan 1 day is 5 yuan.

When a credit card is overdrawn, everyone has an interest-free period of dozens of days. During the interest-free period, you don't have to bear the loan interest. If you can't pay off on the repayment date and choose to repay by installments, then you will have to pay a certain handling fee. The future installment fee is between 0- 1.67%.

Extended data:

Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.

Minimum credit card installment amount

The minimum consumption of banks applying for installment is basically between 500- 1500 yuan, including ICBC 600 yuan, China Construction Bank, Bank of China, China Merchants Bank 1000 yuan, Bank of Communications 1500 yuan (Y-power card is a single 500 yuan) and CITIC 1200 yuan.

Agricultural Bank of China and Guangfa Bank stipulate that a single amount of credit card can be applied for installment in 500 yuan and above. Everbright Bank does not require the amount. As long as the cardholder uses the designated card, the bill will be automatically divided into 12 installments.

Reference source: Baidu Encyclopedia-Ant Borrowing Books

Reference from: Baidu Encyclopedia-Credit Card Bill Staging