Credit card processing is divided into two types: online application by offline card handlers and online application by banks. After you apply for a card online, you need to activate it at a bank outlet with valid documents before you can use it. Offline applications need to be handled in person with valid documents, and can be activated by phone or WeChat after card issuance.

If your husband obviously applied for a credit card in your identity, it should be online. You can ask the purpose of the card first, and whether the purpose and repayment of the card are within your control. After all, the card is yours, and the liabilities and credit problems involved are yours. If it is uncontrollable, it is recommended not to activate it and call the issuing marketing card.