Bank of China credit card points calculation rules:

1. BOC series credit cards, Great Wall series credit cards, regular cards, gold cards, and titanium card products accumulate 1 point for every RMB 1 spent." BOC Points 365" bank card consumption points (except Air China Zhiyin BOC Credit Card).

2. For every RMB 1 spent in China (excluding Hong Kong, Macao and Taiwan) with platinum-level credit cards or above, you will accumulate 1 "BOC Points 365" bank card consumption point, and for every RMB spent in other countries and regions, Spending RMB 1 accumulates 2 "BOC Points 365" bank card consumption points. Among them, the Great Wall American Express Private Bank Credit Card accumulates 2 "BOC Points 365" bank card consumption points for every RMB 1 spent in China and other countries and regions.

3. For all credit cards with the function of automatic point redemption (such as airline co-branded cards, etc.), the bank card consumption points (unless otherwise specified) will be automatically converted into points from the corresponding partner institution on the monthly statement date. For products or services (such as airline miles, etc.), the redemption ratio is subject to the rules of the co-branded card; its marketing points will not be automatically redeemed. Cardholders can actively redeem them through the points redemption channel of Bank of China. The redemption rules are announced through the points redemption channel. allow.

4. For US dollar-denominated credit cards, 1 US dollar spent on ordinary card, gold card, and titanium card products will accumulate 7 "BOC Points 365" bank card consumption points, and 1 US dollar spent on platinum-level or above credit cards will accumulate 7 points. Accumulate 14 "BOC Points 365" bank card consumption points.

5. For credit cards denominated in Japanese yen, if you spend 14 yen on ordinary card, gold card, or titanium card level products, you will accumulate 1 "BOC Points 365" bank card consumption point. For purchases with platinum level or above credit cards, 14 yen accumulates 2 "BOC Points 365" bank card consumption points.

6. For credit cards in euro currency, 1 euro spent on ordinary card, gold card, and titanium card products will accumulate 7 points "BOC Points 365" bank card consumption points, and 1 euro spent on platinum-level or above credit cards. Accumulate 14 "BOC Points 365" bank card consumption points.

7. For credit cards in pound currency, 1 pound spent on ordinary card, gold card, and titanium card products will accumulate 10 "BOC Points 365" bank card spending points, and 1 pound spent on platinum-level or above credit cards will accumulate 10 points. Accumulate 20 "BOC Points 365" bank card consumption points.

8. For credit cards in Australian dollar currency, for ordinary card, gold card, and titanium card level products, 1 Australian dollar spent will accumulate 5 points "BOC Points 365" bank card consumption points, and for platinum level and above credit card consumption, 5 points will be accumulated. 1 Australian dollar accumulates 10 "BOC Points 365" bank card consumption points.

9. For credit cards denominated in Hong Kong dollars, every HKD spent on Ordinary Card, Gold Card, and Titanium Card grade products will accumulate 1 "BOC Points 365" bank card spending point. 1 HKD spent on platinum-level or above credit cards will be accumulated. Accumulate 2 "BOC Points 365" bank card consumption points.

10. Holding a Great Wall corporate business card and spending US$3 will accumulate 1 "BOC Points 365" bank card consumption point.

11. There is a cap on consumption transaction points during the billing cycle: for credit with a credit limit greater than 5,000 yuan, the cap is 300% of the credit limit, that is, within the country, the cumulative total of the credit limit reaches more than 300% during the billing cycle. Consumption transactions do not accumulate "BOC Points 365" credit card consumption points; for cards with a limit of less than or equal to 5,000 yuan or zero limit, the accumulation of "BOC Points 365" credit card consumption points for domestic consumption transactions within the billing cycle reaches a maximum of 15,000 points.

12. If the goods or services purchased with the card are returned for any reason, or the money is returned due to billing disputes, or other reasons, Bank of China will deduct the "BOC Points 365" bank card accumulated at that time. Spend points.

Warm reminder: The specific points accumulation rules for each credit card are subject to the product rights announcement; credit card consumption of less than 1 yuan will not accumulate "BOC Points 365" bank card consumption points.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.