There is a blocking code for building a credit card

"Blocking code" literally means that the card has been frozen for some reason and the status is abnormal

The situations involved are: There are many types, such as entering the wrong password too many times, overdue, etc. It is recommended that you call the CCB credit card customer service hotline, and the customer service can handle it for you based on your actual card situation.

What does the lock code overdraft rejection mean?

The reasons for the credit card lock code overdraft rejection may be as follows: 1. The credit card is overdue, and it is serious, and the Agricultural Bank of China has frozen the card; 2. The credit card is suspected of being cashed out. For example, if the card is frequently swiped at a POS machine, the bank has blocked the card; 3. When using the credit card for transactions, the wrong password has been entered multiple times and the card has been locked.

If the bank authorization lock code is rejected, it is recommended to call customer service to inquire about the situation and find a solution.

What should I do if my credit card is locked?

If your credit card is frozen by the bank due to irregular use, you must pay off the unpaid bills on time according to the repayment plan. To prevent overdue payments from affecting your personal credit, wait patiently for the bank’s risk control to end. When the bank assesses that the risk of the account has decreased, it will naturally unfreeze it.

If the system assesses that there is a risk of fraud, the customer can indicate his personal identity to the bank to confirm that it is not fraud; if he is suspected of cashing out, and the customer has not done so, he can withdraw the card The recent transaction details are sorted out and submitted to the bank for review. After the bank verifies the relevant issues, the risk control should be lifted, and customers can use the card normally.

Of course, customers are best to pay attention to standard card usage to avoid bad card usage behaviors. For example, frequent large-amount card payments, always swiping cards at the same merchant or POS machine, swiping cards during non-business hours of merchants, etc. are all bad card usage behaviors.

Standards for using credit cards

1. The maximum interest-free period for credit cards is 50-56 days, and full payment on the repayment date will enjoy interest-free treatment;

2. If the credit card is overdue, the bank will charge penalty interest and late payment fees based on the full amount;

3. For some special credit cards or high-end credit cards, an annual fee will be charged immediately after the card is approved, even if it is not activated;

< p>4. Credit cards cannot be cashed out, but you can withdraw cash appropriately. You only need to pay the bank certain withdrawal interest and handling fees;

5. The temporary limit of credit cards has a validity period, which generally does not exceed 3 months. It will become invalid upon expiration. ;

6. To increase the fixed credit limit of a credit card, it generally requires continuous use of the card for more than 6 months, and the account is actively used;

7. The credit card security code and expiration date are printed on the card surface. Be careful to protect it, otherwise it will be stolen easily.

What is a credit card T-debit?

It means that credit cards are temporarily controlled.

U deduction on a credit card means that the card has been processed as undelivered, T deduction means that the card has been temporarily controlled, N deduction means that the card password has been entered incorrectly and is locked, etc.

Currently, bank front desks can only unlock credit card blocking codes for departmental T deduction control reasons and N deduction operations. Others require the help of credit card customer service.

This ends the introduction about credit card blocking codes and how to remove credit card blocking codes. Have you found the information you need?