Usage evaluation of Bank of China Haixi Cultural Credit Card BOC Haixi Cultural Card is a cultural service theme jointly launched by Bank of China Fujian Branch and Fujian Provincial Department of Culture for citizens and cultural industry workers. credit card. The card not only has the functions of interest-bearing deposits, interest-free period for overdrafts, automatic repayment, installment payments, consumption points, etc., it also provides cardholders with exclusive financial services for cultural and artistic consumption. How about the Bank of China Haixi Cultural Credit Card? First, let’s take a look at the basic fees of the Bank of China Haixi Cultural Credit Card. The annual fee for the Bank of China Haixi Cultural Credit Card is 100 yuan. The annual fee for the next year is waived by swiping the card 5 times. The interest-free period is up to 50 days. The credit limit is 1,000-10,000 yuan. The cash withdrawal limit is 30% of the credit limit. The characteristics of the Bank of China Haixi Cultural Credit Card are mainly reflected in the following aspects: The Bank of China Haixi Cultural Credit Card (referred to as the Haixi Cultural Card) is a co-branded card jointly issued by Bank of China Fujian Branch and the Fujian Provincial Department of Culture. This card is mainly aimed at cultural industry workers and citizens with cultural consumption needs. This card is a UnionPay single-currency credit card with all the functions of the new generation Great Wall credit card. BOC Haixi Cultural Credit Card is a segmented product developed under the Great Wall brand for the local cultural industry in Fujian. It features interest-bearing deposits, interest-free loans, optional consumption with passwords, zero risk of loss reporting, confirmation of large-amount transactions, automatic repayment, and installment Payment, online banking services and other powerful functions. 1. Exclusive cultural ID, your personalized window. Cardholders can design a unique cultural ID for themselves to highlight their personality. 2. Enjoy more discounts on cultural consumption, your entertainment partner. When cardholders make purchases in public service institutions under the jurisdiction of the Fujian Provincial Department of Culture, they can enjoy value-added services such as fee deductions and discounts on performance services. The basic rights and exclusive rights are combined to provide cardholders with considerate services. 3. Lending and borrowing in one, your financial assistant. Deposits are interest-bearing and overdrafts are interest-free. For overdraft consumption, you can enjoy an interest-free repayment period of up to 50 days; if you deposit cash in the card, you can enjoy interest paid according to the expected annual interest rate of current deposits. 4. Multiple security guarantees, your security guard. You can choose to swipe your card with "signature" or "password + signature". For each of your real-time transactions, we will notify you by instant text message, making your use safer and more secure! As soon as a large-value transaction occurs on your card, we will call you to confirm it to help you keep the transaction safe. If your card is lost, you can call the 24-hour customer service hotline at any time to report the loss, locking in the risk! 5. Automatic repayment, your financial manager. You can link your savings account, Great Wall debit card and credit card opened at Bank of China and choose automatic repayment, which is flexible and convenient! In addition, we also provide cardholders with electronic cash small-amount payment functions to facilitate your payment and payment. Apply for a credit card Bank of China credit card selection