After the credit card comes down, the cardholder's card swiping behavior is under the system monitoring at any time. For cardholders who use the card illegally, the bank may take measures to reduce the quota or seal the card. However, if the credit card is returned repeatedly on the same day, it is easy for the system to monitor the abnormal transaction and think that the cardholder is withdrawing money from the credit card, even if the cardholder is really spending, it will be accidentally injured.

A wide variety of credit cards

Therefore, it is best to stagger the time of credit card consumption and repayment. For example, if you swipe your card today, you can repay it tomorrow. If it is really impossible to avoid repayment on the same day, it is recommended that the interval be at least 2~3 hours. In particular, the credit card limit should not be too close to the repayment amount. It is recommended to use a small credit card and pay it off in one lump sum when the repayment funds are sufficient.

In addition to the repeated payment of credit cards on the same day, in the process of using credit cards, we should try to use different ways to pay. In addition to swiping the card directly on the POS machine, we can also scan the code to pay online as much as possible. Now POS machines are not so favored. Many banks no longer give points, but online payments such as WeChat payment and Alipay payment have points.

Many cardholders' credit cards are suddenly restricted when they are used. It's best to call the issuing bank to ask the customer service what the reason is and see if there is any way to cancel it. Usually, as long as it is real consumption, it is basically no problem to provide relevant consumption vouchers, so keep the credit card consumption vouchers well.