The main way to make money by collecting credit card points is to exchange items and services from the bank.

When we spend with a credit card, we can get certain points, and we can use these points to go to the bank to redeem goods or services. Since most people are not willing to spend a lot of time and energy to accumulate points and then use them to exchange for things, intermediaries who collect credit card points can exchange them for a lot of things with only a small amount of money, which is not too big for us. Great value points. Therefore, a small number of points is of little use to intermediaries, but when these points reach a certain level, the final realization value is actually not small.

How to earn credit card points: If it is a China Merchants Bank credit card, our bank will accumulate points for credit card consumption, and you will earn 1 point for every 20 yuan/2 US dollars spent in a single transaction. Car cards and city-themed series gold cards accumulate 1 point for every 20 yuan or 2 US dollars, and receive an additional 50 points (the points are rounded up to an integer), but are valid for 2.5 to 3 years. YOUNG Card Youth Moderator Card, Sina Weibo Credit Card, and GQ Card holders who use this card to make purchases in their birthday month will be awarded an additional 1x points, up to a maximum of 2,000 points. Some merchants do not accrue points for transactions and credit card charges.

Credit card points mean that you use the credit card you hold to make purchases. The bank will give you points according to certain rules. When the points reach a certain amount, you can use the points to exchange for gifts within the bank's optional range.

How to check credit card points: 1. Check on the bill. The current points of the credit card will be displayed on each bill; 2. Call the customer service number of the credit card you hold to check the points; 3. Log in to the website of the credit card you hold and check on the website.

Credit card points have many uses. The following are some common ones:

1. Redeem gifts. You can go to the bank's official website of your credit card to look for credit card points options, and you can see the gifts that the points can be redeemed for. In addition to physical objects, there will also be some products, experiences, and the like.

2. Points mall to redeem gifts, you can go to the mall to redeem gifts. Points can be used to redeem goods or deduct a certain amount at bank partner merchants. Merchants such as Starbucks often have such credit card point redemption activities.

3. Points can be used to change oil. For example, CCB Long Card car card points can be used to change oil. It is a type of CCB credit card oil card. Car card points are generally redeemed for oil. The car owner's card may also be redeemed for oil or tolls.

4. Redeem airline miles. Points from some credit cards can be directly exchanged for airline miles, and the miles converted from points can be used when you go on a business trip or travel.

5. Some credit card points can also be directly redeemed for annual fee reductions.