Do you want to stop applying for a new card or your application is rejected? If yes, please ask that person's ID card and go to the counter of the issuing bank. If you apply for a new card, you can wait until you get a new card.

Besides, credit cards don't save money. Why is there money in your card? Is it more expensive than paying back the credit card? There is a handling fee for withdrawing money by credit card, even if you deposit money.