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How long does it take for a credit card to be automatically canceled after reporting a loss?

The credit card will not be automatically canceled after being reported as lost. After a credit card is reported lost, the bank will immediately stop the card's payment function to protect the cardholder's financial security. After reporting the loss, the bank may require the cardholder to submit relevant supporting documents and decide whether to reissue a new card based on the situation. During this process, the credit card account still exists and will not be automatically canceled. Reporting the loss of a credit card and canceling it are two different concepts and processes. Reporting loss means that when a cardholder loses or suspects that his or her credit card may have been stolen, in order to prevent unauthorized transactions on the card, the cardholder reports to the bank and requests that the payment function of the card be stopped. Cancellation refers to the act of the cardholder actively applying to the bank to cancel the credit card account. According to Article 7 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks": Credit cards refer to various media that record cardholder account information, have bank credit lines and overdraft functions, and provide cardholders with relevant banking services.