1. Too many passwords: If the cardholder enters too many passwords, CITIC Bank will temporarily freeze the user's credit card account to prevent risks. The cardholder only needs to call CITIC Bank Credit Card Center to apply for unfreezing.

2. Insufficient credit card limit or limited number of times: If the credit card limit exceeds the remaining credit card limit, the system will prompt that the credit card limit is insufficient and you cannot swipe your card. Just restore the credit card limit after the cardholder repays. If the number of times is limited, you need to find another time to swipe your card.

3. There is no cooperation between commercial banks and China CITIC Bank: if merchants and banks do not cooperate, they cannot support bank card settlement and cannot swipe their cards.

4. Credit card system upgrade: the credit card system is upgraded, and the POS card swiping business is suspended, so it is impossible to swipe the card.