There are points. According to the query on the Everbright Bank Points Mall, points can be redeemed at the Everbright Credit Card Confinement Center, and points can be redeemed at the Guguangda Credit Card Confinement Center. Everbright Bank Credit Card Center was founded in July 2003 and officially established at the end of 2003, directly under the head office of China Everbright Bank.