2.27 percent, 3.39 percent.

1. China Merchants Bank: In 2022, the non-performing rate of credit card loans of China Merchants Bank reached 2.27%, an increase of 0.5 percentage points from the previous year.

2. Bank of Shanghai: In 2022, the credit card non-performing loan rate of Bank of Shanghai was 3.39%, an increase of 0.65 percentage points from the previous year.