Repayment at China Merchants Bank outlets: you can carry credit cards and cash, handle cash repayment at the counters of any business outlets of China Merchants Bank, accept repayment on behalf of others and repayment without cards, and arrive at the account in real time without any handling fee;
Repayment at other bank outlets: you can bring your ID card and other bank's debit card to the counters of debit card issuing banks, fill in the relevant transfer application form, and the counter staff will complete the transfer process and transfer the amount on the debit card to China Merchants Bank credit card;
If you use other banks' outlets for repayment, you should charge a certain handling fee and follow the charging standard of the debit card issuing bank. Moreover, this repayment method generally does not arrive in real time, and the specific arrival time needs to be consulted and transferred to other banks, usually about 2-3 days, so it takes a few days in advance to repay in other banks.
Credit card repayment rules are as follows:
1. Repay in full and on time without interest;
2. Pay the minimum repayment amount on time, with a daily interest rate of 0.5 ‰;
3. If the repayment is overdue, besides the above interest, there will be a late payment fee.