The domestic RMB cash advance fee is RMB 1 of the amount of each cash withdrawal, with a minimum charge of RMB 10 per transaction; the overseas cash advance fee is RMB 3 of the amount of each cash withdrawal, with a minimum charge of US$3 per transaction. or RMB 30 (the minimum charge for American Express-Centurion Black Gold Card and American Express-Centurion Platinum Card is US$5 or RMB 30 per transaction). There is no inter-bank handling fee for cash advance. Cash advances do not enjoy interest-free repayment. From the day of cash withdrawal to the date of settlement, interest will be charged at a daily interest rate of 0.05%, and compound interest will be charged on a monthly basis. PS: The processing fee for credit card cash advances does not accrue interest. For example: If you withdraw ￥1,000 yuan last month, the handling fee is ￥10 yuan, the interest is ￥15 yuan, and you repay ￥1,025 yuan, then the interest will be calculated based on the principal amount of ￥15 yuan next month until it is paid off. until. Our bank will also calculate interest (compound interest) on the interest generated by cash withdrawals. Generally, there will be three periods of interest for cash withdrawals. The first period: from the withdrawal date to the bill date, the second period: from the bill date to the repayment date, and the third period. : It’s compound interest. For the specific interest, please refer to the amount on each period’s bill.