According to the regulations of the Bank of China, the handling fee for overseas withdrawals through UnionPay is 1% of the transaction amount, with a minimum of 15 yuan, and the handling fee for withdrawals through non-UnionPay is 3% of the transaction amount, with a minimum of 3.5 US dollars, depending on the specific circumstances. The charging standards of different banks will vary. For example, Hua Xia Bank waives handling fees for the first cash withdrawal every day, but it is generally around 15-30 yuan. It is best to pay by credit card directly to avoid handling fees. At the same time, merchants can be reminded to use UnionPay channels when making purchases to reduce exchange rate losses. Currently, Hong Kong is basically covered by the UnionPay network.

UnionPay Standard Cards are universally accepted

UnionPay Standard Cards are issued in accordance with China UnionPay’s business and technical standards and comply with ISO international standards. Cardholders can apply at any bank card acceptance point in the country. And ATMs and UnionPay special merchants in more than 160 countries and regions overseas (data as of June 2017) enable easy withdrawals and card purchases. ?

Using cards abroad saves money and is affordable

If you hold a UnionPay standard card, you can use the UnionPay network to make purchases or withdraw money from ATMs overseas. You can also use cards in foreign currencies to debit RMB, avoiding multiple exchange losses and no need to purchase There is no need to pay currency conversion fees ranging from 1 to 2% when remitting money. ATM withdrawal fees are relatively low. You also have the opportunity to enjoy UnionPay promotions, which is convenient and affordable.

24-hour high-quality service

China UnionPay’s domestic customer service hotline is 95516, and many overseas countries have also opened toll-free service hotlines. UnionPay standard cardholders can directly contact the China UnionPay customer service center by dialing the toll-free service hotline in each country and enjoy fast and high-quality 24-hour service.

Reference materials: Baidu Encyclopedia China UnionPay