Card clearance in September 2021 will be until September 17th.
According to the relevant requirements of the People's Bank of China for the deployment of multiple cards per person and telecommunications fraud, the Shanghai Pudong Development Bank Credit Card Center maintains the security of cardholders' account funds and therefore provides more convenient and high-quality financial services to the same customer from now on. Accounts with more than 20 (exclusive) credit cards in your name will undergo card cleaning.
According to relevant regulatory regulations, the "Shanghai Pudong Development Bank Credit Card (Personal Card) Use Agreement" and the "Shanghai Pudong Development Bank Credit Card (Personal Card) Regulations", for credit cards that have not had a transaction for 24 consecutive months , and credit cards that have not been activated for more than 6 months, the Shanghai Pudong Development Bank Credit Card Center will cancel the cards uniformly. If the number of credit cards in your account is still greater than 20 after the unified cleanup, in order to ensure that your normal card use needs are not affected, please be sure to call the customer service hotline of the Shanghai Pudong Development Bank Credit Card Center before April 11, 2021 to cancel the unused ones. credit card.
Extended information:
In addition, due to the wide variety of bank cards and inconsistent functional positioning, the cleaning scope is also different:
1. China Construction Bank: three consecutive years There have been no active transactions such as cash deposits, cash withdrawals, or transfers for more than three years (including three years), the account balance is 0, and there is no debit card, quasi-credit card, or current passbook with a contractual relationship such as credit card repayment or personal loan repayment. account.
2. Agricultural Bank of China: debit card with no transactions for more than three years (including three years), zero deposit balance in the main account and sub-account of the card, and no other related business. Social security cards, military security cards, and retirement pension special cards are not included in the scope of cleaning.
3. Postal Savings Bank: Bank cards with exceeding the standard number of personal settlement accounts under the same customer’s name (i.e. 1 Type I account, 5 Type II accounts, and 5 Type III accounts).
4. CITIC Bank: First, the account balance is less than 10 yuan (inclusive), and as of the end of October each year, the account has not had any non-interest-bearing transactions for more than two consecutive years (inclusive). account. Second, the same customer holds one hundred or more normal or inactive personal settlement accounts with CITIC.