The expiration of the reserved ID card information will not affect your credit report, but it will affect your personal loans and other behaviors with the bank.

In life, it is inevitable that we will encounter "forced" credit card applications, and these bank cards that reserve our information will suddenly affect our lives in the future. The most common one is the reserved ID card. The information has expired.

"The reserved ID card information has expired" mostly means that the ID card registered by the individual at the bank has expired. The person will be prompted to bring the information to the bank to update the information; if we do not update the information, we will The corresponding bank card will be cancelled, and even business processing at that bank will be affected.

If the party’s housing provident fund mortgage is in the bank, then the “expiration of reserved ID card information” will indeed affect its use!

If the party’s housing provident fund loan is not from the bank, the bank will not be afraid of it. The identity card information has not been updated and it has nothing to do with the credit report. Unless the credit card is used and is in arrears, then the freezing of the information by the bank will affect it. Credit reference.