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Do I still need to call the bank after choosing a partition for Taobao shopping with China Construction Bank Credit Card?

This handling fee is actually added to the amount of the product when you apply for installment.

For example, if you buy something worth 2,000 and the handling fee is 200, then your installment payment will be based on the amount of 2,200 (200200). If you have already chosen installment payment when paying, you do not need to call the bank to apply again. In addition, the installment fee rate on Taobao is not stipulated by the bank. It must be based on the rate displayed on Taobao!

The first installment amount will be shown on your latest bill. You can pay attention to it yourself. In addition, if you repay the loan in full before the final payment date, the installment amount will also enjoy an interest-free period.

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