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How much is the annual fee for Ningxia Bank credit card lady card?
80 yuan/year, 100 yuan/year.

1. The annual fee of Ms. Golden Card of Phoenix Credit Card of Ningxia Bank is 80 yuan/year, which is free in the first year, and three times in the second year or after 900.

2. Annual fee of Ms. Phoenix Credit Card of Ningxia Bank 100 yuan/year, five times of credit card swiping is free in the first year and the next year.