Compared with the cost of magnetic stripe cards, the cost of card replacement is lower, and the cost of chip cards is generally higher than that of 20 yuan. Many banks also adopt a charging policy for card replacement cardholders, and the fees range from 5 yuan to 20 yuan.

It should be noted that the change of magnetic stripe credit card to chip card is a change of card number, so what the cardholder needs to do is to rebind the business to each business hall with valid identification at the first time, and at the same time, the online bank account and Alipay account also need to rebind new credit cards.