If you fill in the application materials at the counter, the approval speed will generally be very slow, because the bank counter will send the materials to the credit card center for approval. It is suggested that you can apply for credit cards directly online in the future, such as China Merchants Bank, CITIC, China Everbright and Guangfa, which is very convenient.

Generally speaking, it takes about 10 working days from the receipt of your application materials by the audit department to the completion of the credit card audit. If you still can't find any application progress after the above time, it is recommended to call the credit card customer service phone to inquire.

In addition, there are many factors that affect the speed of card processing. If your credit card is delayed, it may be due to the following reasons:

1, after the holiday, the bank task has not been issued, and it will be slow to apply for a card.

2. At present, banks only give priority to ensuring the service of high-quality customers, and ordinary customers only have to wait in line for leadership review.

3. After the applicant accepts the materials, there will be a delay in submitting the materials, usually within 15 working days after submitting the materials.

4. Because the information filled in may not be detailed enough, it is more troublesome to verify. Most of the information to be filled in must be verified through the network or intermediary or any other feasible direction, such as telephone verification.