You can withdraw cash with a credit card. Cash withdrawal by credit card is different from cash withdrawal by credit card. Cash withdrawal by credit card is one of the inherent functions of the credit card itself. Cardholders can use the credit card to withdraw cash from the bank. Cash withdrawal by credit card mainly includes overdraft cash withdrawal and overpayment. There are two ways to withdraw money. Overdraft withdrawals require interest, and interest is calculated from the day you withdraw cash, while overdraft withdrawals do not require interest and only require a partial handling fee, depending on the regulations of each bank.

The domestic bank cash advance handling fees of major banks:

The local branch of ICBC has no handling fee

China Everbright Bank 2.5% of the cash withdrawal amount, the lowest Receive 3 yuan, the maximum is 200 yuan

1% of the transaction amount of Agricultural Bank, the minimum is 1 yuan

1% of the cash withdrawal amount of China Construction Bank, the minimum is 10 yuan, the maximum is 500 yuan

The local Bank of China has no handling fee

China Merchants Bank charges 1% of the cash advance, with a minimum charge of RMB 10 (the first payment of City Series credit card is free of handling fee)

1% of the transaction amount of Bank of Communications, with a minimum of RMB 5 per transaction (new standard)

2.5% of the transaction amount of Ping An Bank, with a minimum of RMB 25 for each transaction

Minsheng Bank 0.5% of the cash withdrawal amount, with a minimum fee of RMB 1 yuan

Industrial Bank charges 2% of the cash advance, and the minimum fee is RMB 20

CITIC Bank charges 3% of the cash advance. The minimum fee is RMB 30

3% of the cash withdrawal amount of Shanghai Pudong Development Bank, the minimum fee is RMB 30

2.5% of the cash withdrawal amount of Guangfa Bank; the minimum fee is RMB 10