Yes, a handling fee will be charged.

The "Bank Card Management Measures" have corresponding provisions:

Article 25: Inter-bank transactions are subject to the following profit sharing ratio:

(1) In cities that do not have an information exchange center, the settlement fees received from merchants will be distributed in a ratio of 90% to the issuing bank and 10% to the acquiring bank; commercial banks can also implement machine-sharing, mutual agency, and no fees for each other through negotiation. Cross-bank transactions.

(2) In cities that have established information exchange centers, the settlement fees received from merchants will be distributed in proportions of 80% to the issuing bank, 10% to the acquiring bank, and 10% to the information exchange center.

Extended information:?

Relevant legal provisions of the "Bank Card Management Measures":?

Article 32 Depositors shall not violate the provisions of these Measures. Basic deposit accounts are opened at several banking institutions. Depositors are not allowed to open general deposit accounts at several branches of the same bank.

Depositors are not allowed to transfer basic deposit accounts due to the strict implementation of systems and disciplines by the bank where the account is opened. If a depositor transfers his basic deposit account due to the reasons mentioned in the preceding paragraph, the People's Bank of China shall not issue an account opening license to him.

Article 34 The depositor’s account can only be used for the depositor’s own business activities, and the account cannot be leased or transferred. Credit unions are not allowed to open accounts for depositors beyond their prescribed business scope.

Baidu Encyclopedia - "Bank Card Management Measures"