Bank of Communications' Y-POWER credit card is a credit card product specially designed for young people. There are no account opening fees, card creation fees, etc. Like ordinary credit card products, the regular fee is only the annual fee. Other handling fees are mainly handling fees charged by credit card special services.

The annual fee for Y-Power credit card is:

Dual currency card: RMB 140 for the main card

RMB card: RMB 80 for the main card

This credit card is free of annual fees for the first year, and the annual fees for the following year will be waived if you use it 6 times.

In addition to the discount on the annual fee, the exclusive privileges of this credit card include:

1. For each Y-POWER card, after holding the card for six months, the credit limit will be If you have the opportunity to get an upgrade, use more cards and make more installment payments, and your credit limit will increase quickly.

2. As long as you spend RMB 500 or USD 60 in a single transaction with your card, you can activate the "Split What You Want" installment payment privilege.

3. For domestic RMB cash withdrawals, regardless of whether you are traveling across banks or in the same city or in different places, the handling fee is as low as 5 yuan per transaction, and the cash withdrawal limit is up to 100% of the credit card limit.