At present, China Merchants Bank provides a variety of repayment channels for credit card dollar bills. You can choose the following methods that suit you.

1. USD automatic repayment:

China Merchants Bank can set the dollar in the one-card account as an automatic repayment credit card, and only one cash or cash sub-account can be used as a debit account, mainly depending on whether your usual funds are cash or cash account. Please confirm that your RMB-to-USD foreign exchange purchase function is turned off before setting it.

2. Repayment by USD transfer:

① After logging in to online banking, select the option of "Quick repayment by credit card → Select USD currency", and this interface defaults to USD cash.

② You log in to mobile banking, and click "My → All → Transfer → Transfer Settings → Transfer Limit → Personal Transfer → Select Credit Card → Transfer Now → Select Currency of USD Cash";

③ After logging in to online banking, click "self-service transfer → agreement account transfer → transfer to credit card → select USD cash transfer → transfer to credit card".

Tips: The repayment currency only supports RMB and USD.

For the repayment of USD cash account, I need to open the transfer function of my agreed account in advance.

3. Cash repayment in USD: You can bring your credit card, USD cash and your ID card to the counter of any business outlet of China Merchants Bank for cash repayment (except corporate debt business card), and there will be no handling fee for repayment.

4. Convert RMB bills into US dollars (purchase foreign exchange for repayment).

You can set up the repayment function of foreign exchange purchase by credit card through the following channels:

① After logging in to Pocket Life, select "My → Review Repayment → Purchase Foreign Exchange Repayment → Function Switch".

② After logging into the popular version or professional version, select "Repayment Management → RMB Automatic Purchase of Foreign Exchange"-"Setup of Repayment Function for Purchase of Foreign Exchange with US Dollars" and follow the prompts.

③ After logging in to mobile banking, click "My → All → Credit Card → Setup Management → Repayment Management → Automatic RMB Purchase of Foreign Exchange".

(reply time: February 2020 1 1. Please refer to China Merchants Bank (official website) for the latest business changes.

How to return the credit card dollar bill?

Take China Merchants Bank Credit Card as an example. There are three ways:

1. All-in-one cards and credit cards go to the counter to open the self-service transfer function. All-in-one-card purchases foreign exchange directly in US dollars, and online banking directly repays it manually.

2. If it is not convenient to go to the counter, the card will activate the automatic debit of the credit card after purchasing US dollars.

You need to associate the binding account and purchase foreign exchange, and then you need to contact the credit card center to see if you need to turn off the credit card purchase foreign exchange function first. (If "cash" is set as monthly deduction when binding, then "cash" must be selected when purchasing foreign exchange in the future, and the cash for purchasing foreign exchange is the same. )

3. The credit card has the function of purchasing foreign exchange, and the one-card card is also RMB.

Non-self-return: 1. The counter helps his credit card to deposit US dollars in cash. 2. Handle remittance at the counter (remittance can only be made to immediate family members, and proof of relationship is required). 3. Let the other party open a credit card to purchase foreign exchange, and you can remit RMB.

Extended data

The repayment of US dollar account mainly depends on the settlement method of consumption. One is to settle all accounts in RMB, and the other is to settle accounts in RMB and USD respectively.

First, the US dollar account shall be settled separately.

If the UnionPay channel is settled in RMB, and the channel is settled in RMB, then you need to remit money in RMB when you repay. There are two main ways of remittance repayment:

1. You can call the customer service number of the credit card on the back of the bank card, transfer the manual service, and request to open the RMB foreign exchange purchase function.

2. Log in to the personal bank card center to open the function of purchasing foreign exchange, then deposit RMB to buy US dollars, and then use it to repay the US dollar arrears.

Two. Rmb settlement

When you spend money, you are charged according to the exchange rate of RMB consumption, no matter what channel you use to swipe your card, it is the same. This is free of exchange fee, so when you repay, the bill is RMB arrears, so you can repay it with a normal credit card.

References:

China Merchants Bank Credit Card-Transaction Repayment

How to use China Bank Credit Card to repay in US dollars?

The repayment of foreign exchange purchase needs to ensure that there is enough overpayment (that is, excess deposit) in the RMB account, and the account has arrears (bill), and the arrears are repaid by deducting the deposits in the people's account. You can purchase foreign exchange for repayment through "China Bank Credit Card" WeChat official account, colorful life APP, personal online banking, China Bank credit card customer service hotline 4006695566 and other channels.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

This concludes the introduction of how to pay back US dollars by credit cards and how to pay back RMB to US dollars by credit cards. I wonder if you found the information you need from it?