Current location - Trademark Inquiry Complete Network - Overdue credit card - I applied for a credit card. Ordinary cards, those in the catering industry will be given 2000. How does the credit bank evaluate it?
I applied for a credit card. Ordinary cards, those in the catering industry will be given 2000. How does the credit bank evaluate it?

It is possible that the limit of the first credit card is between 0 and 10,000. The poster is in the catering industry, which is not the preferred industry of the bank. The limit will definitely be a bit low. In addition, it may also be when the poster applies for a credit card. Without submitting too many supplementary materials, it will be difficult to apply for a high-limit credit card. I hope that the author can apply for a limit increase after getting the credit card. Generally speaking, the conditions for a limit increase are:

1. Most importantly After you get the card, use it frequently. Regardless of the amount, you will definitely use the card wherever you can swipe it.

2. Every time you make a purchase after taking the card, it is best to generate a monthly bill consumption of at least 30% of the total amount.

In addition, you can also apply for a temporary limit increase. If you need to increase the limit in the short term, you can apply for a temporary limit increase, which will be easier for the bank to approve. However, the period for temporary credit increase generally ranges from 1 to 3 months. It is recommended that you consult the bank’s customer service. I hope my answer can help the original poster~!