After the Ping An credit card standby application is successfully received, no matter whether it is used or not, it is necessary to repay the fixed principal and handling fee on a monthly basis from the second month. After the imprest application is successful, the funds will be transferred to my credit card, which will be used to pay off the credit card bill first, and the remaining amount can be used for consumption. The reserve fund will take precedence over the credit line and can only be used for daily credit card consumption, not for real estate project development and house purchase. No cash withdrawal, no transfer and no recycling. You can log in to Ping An Pocket Bank APP- Credit Card-More-Installment Loan-Provident Fund to learn more and try to apply. Whether the application is successful or not will be evaluated by the system according to your comprehensive qualifications.

Tips:

1. The handling fee rate of Ping An Credit Card's consumption reserve is differentiated according to each customer's actual card usage, and the charging standard will be adjusted according to the cardholder's actual card usage. Please refer to the application results for details.

2. If the consumer reserve fund needs to be revoked within the hesitation period after the application is successful, you can call Ping An Credit Card Customer Service Hotline 955 1 1-2 for manual processing; After the hesitation period, the entry of the reserve fund cannot be cancelled, and you can apply for early settlement, but the handling fee for early settlement is calculated at 3% of the remaining principal.

Reply time: 2020- 12-09. Please refer to the latest business changes announced by Ping An Bank in official website.

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