1. Pay off the loan (pay attention to repayment on time and try to avoid overdue. Although overdue does not affect the subsequent release, it will damage personal credit);

2. Bring your personal ID card and repayment bank card to the loan handling bank (auto consumer finance company) to go through the loan settlement procedures and get the loan settlement certificate, and then get back the vehicle registration certificate (some banks/auto consumer finance companies will automatically mail the vehicle registration certificate after the borrower has repaid the car loan, so long as you wait patiently, it will usually be received in one to two weeks);

3. Bring the loan settlement certificate, vehicle registration certificate, personal ID card, vehicle driving license and driver's license to the vehicle management office where the vehicle is registered to find the service window to apply for cancellation of vehicle mortgage registration. Give the information to the staff, and the staff will help to release the custody, which can generally be handled on the spot.

After the vehicle is released, the required information for transfer is as follows:

1, the original or original and photocopy of the certificate and voucher of the ownership transfer of the motor vehicle;

2. The original and photocopy of the identity certificate of the current motor vehicle owner;

3. Original application form for motor vehicle registration, transfer and cancellation of registration/transfer;

4. Original driver's license;

5, "People's Republic of China (PRC) Customs Supervision Vehicle Deregulation Certificate" or the original transfer certificate approved by the customs;

6. Original motor vehicle registration certificate;

7. Original motor vehicle inspection records;

8. Power of attorney and identity certificate of the agent;

9. 1 standard photos of motor vehicles.

To sum up, if the mortgagor's behavior is enough to reduce the value of the mortgaged property, the mortgagee has the right to ask the mortgagor to stop his behavior; If the value of the collateral decreases, the mortgagee has the right to demand the restoration of the value of the collateral or provide a guarantee corresponding to the decreased value. If the mortgagor fails to restore the value of the collateral or provide guarantee, the mortgagee has the right to demand the debtor to pay off the debt in advance.

Legal basis:

Article 406 of the Civil Code of People's Republic of China (PRC)

During the mortgage period, the mortgagor may transfer the mortgaged property. Unless otherwise agreed by the parties, such agreement shall prevail. If the mortgaged property is transferred, the mortgage right will not be affected.

Where the mortgagor transfers the mortgaged property, it shall promptly notify the mortgagee. If the mortgagee can prove that the transfer of the mortgaged property may damage the mortgage right, he may require the mortgagor to pay off the debt or deposit the proceeds of the transfer in advance with the mortgagee. The part of the transfer price exceeding the amount of creditor's rights belongs to the mortgagor, and the insufficient part is paid off by the debtor.