The initial password of a bank card is generally 6 digits, which is randomly generated by the issuing bank system. But sometimes, for convenience, the issuing bank will set the initial password of the bank card to 000000,111,123456, the customer service phone number of the bank or the last six digits of the card owner's ID card, etc. Different banks may have different settings for the initial password, so if you want to know the initial password of the bank card, you'd better call the issuing bank or go to the bank's business outlets to inquire.

Usually, bank cards handled by units or collectives need to be activated before they can be used. Activation should be done in person at the bank counter. Reset password when activated. After setting a new password, the initial password will be invalid. There are two kinds of bank cards handled by general units or collectives: one is a bank card without a password, and the other is a bank card with an initial password after opening the card. For a bank card without a password, you can set the password directly when opening the card. The bank card with its own initial password is in the sending envelope. Change the password at the bank counter with the initial password before the bank can be activated. Password can be modified by mobile banking, online banking, counter, telephone or SMS.

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

From August 1 2007, the annual management fee for bank cards was cancelled, and some basic financial service charges of commercial banks were suspended. 20 19 on April 22nd, China unionpay released the report on the development of bank card industry in China (20 19). On August 15, 2020, Baidu Company, baixin bank and China UnionPay launched the first digital bank card in China-Baidu Flash Payment Card. On August 3rd, Kloc-0, China UnionPay released its first digital bank card "UnionPay Unbounded Card". 2065438+February 2, 2009 65438+Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards in 2009 were adopted by the Judicial Committee of the Supreme People's Court at its1785th meeting, and came into effect on May 25, 2002/kloc-0. Obviously, the user's bank card has been stolen to prove that he has no responsibility and can claim compensation from the bank.

Development course: Since 1970s, due to the rapid development of science and technology, especially the application of electronic computers, the application scope of bank cards has been expanding. Not only has the circulation of cash and checks been reduced, but the banking business has also undergone fundamental changes because it has broken through the limitations of time and space. The application of bank card automatic settlement system will make the arrival of "no check, no cash society" become a reality soon.