1. The most popular among young people: China Merchants Bank YOUNG Card 1. Basic information of the card: cash withdrawal fee 1, cash withdrawal limit 100, annual fee 300 yuan/year, and the annual fee for the next year is waived after 6 transactions. 2. Special benefits of the card: The first cash withdrawal of each month is free of charge; you can enjoy double points for spending with this card (youth version) in your birthday month; the cash advance limit is up to 100 credit limit.
2. Cards suitable for frequent business trips: China Merchants Bank Ctrip Travel Card 1. Basic card information The annual fee is 100 yuan/year. The annual fee is waived for transactions in the first year, and the following year is waived for swiping the card 6 times; cash withdrawal procedures Fee 1. 2. The special rights and interests of the card include "one card, two currencies, universal use", "spend first, repay later", "overseas consumption, repay in RMB" and other special rights and interests; Gold card main card - receive 1800 Ctrip points for free, Ordinary card main card - get 800 Ctrip points for free. If you use Ctrip travel credit card to pay for your own air ticket or tour group fee of more than RMB 80, you can get high-value aviation accident insurance for free, with gold card of 2 million yuan and regular card of 500,000 yuan. To book hotels, air tickets, and vacation products through Ctrip, you can follow the instructions Ctrip VIP gold medal members accumulate Ctrip points as standard.
3. The most merchant preferential activities: Merchants Standard Gold Card 1. Basic card information The annual fee is 300 yuan, which is waived in the first year, and swiping the card 6 times is waived in the next year; the maximum cash withdrawal ratio is 50, and the cash withdrawal fee is 1 of the amount, the minimum domestic charge is 10 yuan. 2. Special benefits of the card: Cash advance can be taken anywhere; Points earned by swiping the card are permanently valid; Hundreds of points gifts and services can be selected, and points can be redeemed at merchants at China Merchants Bank, or the amount swiped with the card can be directly deducted from designated products;