What credit card is easy to review and pass

Different banks have different credit card application standards and different conditions. Credit cards of small and medium-sized banks are generally easy to apply, but the credit line is different. Users who have never applied for a credit card are easier to apply for a credit card, mainly including Ping An Bank, Minsheng Bank (female households can apply for a women's flower credit card and male households apply for a people's livelihood IN card) and Bank of Communications (Wal-Mart Puka).

1. China Merchants Bank Young Card is a credit card launched by China Merchants Bank for young people under the age of 3. As long as the age meets the requirements, even interns who have just entered the society can successfully apply, and the credit card amount is 1,-5,, and they can enjoy 1% withdrawal amount. If the applicant can provide a bachelor's degree or above, it will usually pass the examination and approval soon;

2. CITIC Bank standard credit card, which is a UnionPay standard credit card launched by CITIC Bank. Generally speaking, applicants can apply as long as they are over 18 years old, have a stable job and income, and have no bad personal credit records. According to feedback from cardholders, the rate of changing cards is very high.

3. The beautiful woman card of Shanghai Pudong Development Bank is a credit card with preferential shopping rights for women. This card is only for women to apply for, and 1% of the world's consumption is cashed back. For women who like shopping, the beautiful woman card is a good choice, which can save a lot of shopping expenses.

under normal circumstances, the credit cards issued by the four major state-owned banks are relatively strict and difficult to pass, while those issued by other commercial banks are easier to pass. In addition, credit cards issued by rural commercial banks and local banks are also easy to pass.

Article 196 of the Criminal Law of the People's Republic of China

The crime of credit card++is committed under any of the following circumstances. If the amount of credit card++activities is relatively large, it shall be+++for not more than five years or criminal detention, and a fine of not less than 2, yuan but not more than 2, yuan shall also be imposed; If the amount is huge or there are other serious circumstances, it shall be+++for more than five years and less than ten years, and a fine of more than 5, yuan and less than 5, yuan shall be imposed; If the amount is especially huge or there are other particularly serious circumstances, it will be punished by+++or+++for more than 1 years, and will be fined more than 5, yuan and less than 5, yuan, or its property will be confiscated:

What bank's credit card is easy to apply for

1. Industrial Bank: Industrial Bank has a low threshold for applying for a card, so it is easier to apply for a card on Alipay, but generally it takes more than 62 points to apply. As for the choice of card types, I would like to introduce you to apply for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be issued as soon as 5 minutes after submitting the application. In the case of good credit, the approval rate is said to be over 9%.

2. China Everbright Bank: Alipay users with sesame scores above 62 can apply for Everbright Credit Card in Alipay more easily, and many cardholders report that they can approve it every second. Of course, it is necessary to choose the right card type in advance. Here, I suggest that you apply for a light yellow duck theme credit card, which is said to be the easiest card to be approved by China Everbright Bank. However, it should be noted that the online application of China Everbright Bank requires a face-to-face signing before the card can be issued.

3. Minsheng Bank: Minsheng Bank cooperated with Alipay to handle the card very early. Generally, if there is no problem in credit reporting, sesame seeds can be approved in seconds with a score of over 6, especially as the end of the year is approaching, the card approval rate is still high. In terms of card selection, female friends can apply for Minsheng Women's Flower Credit Card, and car owners can apply for Minsheng Car Credit Card. In addition, Minsheng Baidu takeaway joint credit card and Minsheng Net Tesco installment credit card are also relatively easy to get off the card.

4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types, such as department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.

how to apply for a credit card

1. Choose a bank and the type of credit card

1. Issuer: At present, most banks are qualified to issue credit cards. According to personal habits, you can choose banks such as construction, industry and commerce, transportation, investment promotion and CITIC.

2. credit card types: credit cards include co-branded cards, such as animation cards, game cards, owner cards, food cards, etc. Different card types have different rights and interests.

2. Qualification for application

1. People who have reached the age of 18 and have a stable income have a fixed office address and the company has a fixed telephone.

2. ID card, work certificate, social security, academic certificate, etc.

3. My mobile phone number and email address with real name authentication.

4. proof of assets, such as car production, real estate, deposit certificate, etc. (special requirements for credit line).

Third, the application method

1. The official bank credit card WeChat WeChat official account.

2. Official website of bank credit card, such as XX Bank Credit Card.

3, bank outlets, with the help of staff to fill in the application materials.

4, credit card outlets to handle the promotion.

when applying online, fill in your personal information according to the facts. For door-to-door promotion, you need to provide the original personal information such as ID card and work certificate.

IV. After the materials are submitted

1. After the materials are submitted, they will be reviewed by the staff of the credit card outlets, and they will generally be verified by returning to work and personal telephones; Some applications will have two spot checks and return visits.

2. Review time: generally, the review is completed within 1 working days. After the review is passed, the business card will be printed and mailed to the company address.

3. Some banks have launched quick audit, and the audit results can appear in a short time, but it still takes time to make a card and send it.

V. Receiving the credit card

1. After receiving the credit card, an introduction will be attached, and the credit card will be activated according to the prompts;

2. Credit card activation methods include: phone activation, bank APP activation and business outlet activation;

3. You need to bring the original ID card and credit card to activate the outlets.

4. Keep in mind the billing date and repayment date of the credit card, repay on time and maintain good credit.

which bank has the best credit card?

Credit cards of China Merchants Bank, China Everbright Bank and Ping An Bank are relatively easy to apply for.

Supplementary information:

Credit card processing of China Merchants Bank, China Everbright and Ping An is very simple, as long as you have a work card, a medical insurance card and an ID card. China Merchants Bank can also directly apply for completing the information on the credit card official website, and the bank will send the credit card after checking it. In terms of quota, these three banks will also be higher than the four major state-owned banks.

Extended information:

1. The application conditions for China Merchants Bank's credit card are:

1. The applicant is 18 to 6 years old and has China nationality.

2. Applicants should have a relatively stable job and income, with an average monthly income of not less than 3, yuan.

3. The applicant should provide the bank statement of the salary card and the list of social security personal accounts for the past six months. If you have a car and a house, you can also provide real estate license and car driving license.

4. The applicant must have a fixed place of residence, and can provide proof of permanent residence and payment documents for daily life.

5. Applicants should have good personal credit.

As we all know, to apply for a credit card of China Merchants Bank, you need to be at least 18 years old, have a stable job and income, have qualified personal credit information and so on.

6. Credit card applicants of China Merchants Bank must have certain economic ability and have no bad credit record. The applicant should be 18~6 years old (foreigners are 25~6 years old).

2. Basic conditions for credit cards of China Everbright Bank:

1. Credit card applicants must be between 18 and 65 years old, have full capacity for civil conduct, and have legal and stable income, and their personal credit report in China People's Bank meets the applicable conditions for issuing cards of China Everbright Bank.

2. Original valid ID cards (including but not limited to domestic resident ID cards, foreign passports, Hong Kong and Macao residents' travel permits to and from the Mainland, mainland travel permit for taiwan residents, etc.) shall be provided as required.

Let's stop here for the introduction of good credit card applications.