I went to the Bank of China a few days ago and they asked me to fill in the reason for my purchase NND. I said I just wanted to buy it. There was no reason (I couldn’t say I was avoiding risks) but I just looked at the U.S. dollars and felt comfortable at home. Bank security asked out of the door ================== Chinese people do not have the right to purchase foreign currencies at will (deprived by the government in the name of national security)! RMB is under the capital account It is not open! If you go abroad (for business, tourism, or study), you can apply to the State Administration of Foreign Exchange to purchase foreign exchange, but there is a limit. Now the limit is relaxed than before. If your company exports goods, foreign countries The U.S. dollars given to you by a gringo must be deposited in the central bank, and the central bank will exchange them for you in RMB at an almost fixed price. Now the government allows export companies to retain part of their foreign exchange balances. On the contrary, if you buy goods from a gringo, the gringo generally does not charge RMB. (The key is that our country’s government won’t let it), you have to go to the central bank to exchange for U.S. dollars at an almost fixed rate. Of course, you must provide relevant export documents. In short, China has foreign exchange controls. It used to be very strict. Even the foreign exchange at the door of each bank Scalpers gather. Nowadays, foreign exchange control still exists in name, but in fact it is much looser than before. In addition to normal needs such as going abroad and foreign trade, you can also purchase foreign currency through underground banks. In fact, you can also go "above ground" "Qianzhuang" ----- Hong Kong to buy foreign currency. Hong Kong is currently the largest RMB onshore trading market. It is estimated that there are hundreds of billions of RMB circulating in Hong Kong. The simplest and most convenient way is to go to Hong Kong to exchange foreign currency. If If you are from Beijing, Shanghai, Guangzhou, Shenzhen, etc., you can go to Hong Kong at any time. If you are from a small place, you must first report to our organization before you can go. If you are illegally crossing the border (Hong Kong seems to have It's from China. Chinese people going to China are also called "smuggling". This name may not be appropriate now. Anyway, it used to be called smuggling). If caught, they will be treated as illegal immigrants. According to reliable sources, Hong Kong is a free port , people from many countries, such as Americans, British, and Japanese, can enter and leave Hong Kong at will. I don’t know why Hong Kong still discriminates against us Chinese after it has been returned to China for several years. In short, now in China, if you want to exchange foreign currency It's not difficult, but it does cost money. Some domestic banks seem to issue foreign currency credit cards, which can be used to spend in foreign currencies and repay in RMB. However, it seems that there are no POS machines in China that can pay foreign currencies.