Yes. Small loan opportunities that can be borrowed by black households include Youth Wallet (version 3.4.12), which provides borrowers with loan amounts of 500-2,000 yuan, with a maximum period of 30 days and a daily interest rate of 1.33. As long as they are 18-35 years old and have a stable job and income, mainland citizens can obtain loans. As the name suggests, Youth Wallet (version 3.1.12) is a loan opening exclusively for young people. Black accounts with poor credit can also get loans here.

Several software for illegal accounts to borrow money

1. Credit IOU (version 5.3.9)

Credit IOU is also one of the latest loan openings for illegal accounts in 2017. This outlet can provide borrowers with a credit limit of up to 10,000 yuan without checking the credit report, with a daily interest rate of 0.09 and a term of up to 14 days. The borrower does not necessarily have to have a good credit record, but must be able to provide Sesame Credit.

2. Immediate Short-term Loan (Version 9.3.1)

Immediate Short-term Loan is a very powerful 2017 latest black account loan opportunity. As long as the borrower has Sesame Credit, he or she can obtain a loan of up to 4,000 yuan and a minimum of 1,000 yuan, with a term of up to 21 days.

3. Cash Bus (Version 8.3.4)

Small credit loans, the limit is very small, the maximum is only 1,000 yuan, ultra-short-term small loan openings, both black and white households It can be done and is suitable for those who want to borrow money on a daily basis.

4. Guaniu Wallet (Version 5.3.1)

As long as the black account is not too powerful, which means it is overdue every time, you can try it This hole.

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1. How to repair the credit report failure

The so-called credit report failure means that the personal credit report has been queried too many times. This query record generally refers to "Hard inquiry" records. When we apply for a credit card or apply for a loan, the institution will inquire about our personal credit status. This kind of institutional inquiry is called a "hard inquiry". The record of the institution's inquiry about personal credit information will be in the It is reflected in the credit report that if there are too many query records, the credit report will be cluttered. When conducting credit review, lending institutions will feel that the financial pressure of the user is relatively high. In order to avoid risks, they may reject the user's loan application.

2. How to restore personal credit report

1. Maintain high-quality credit records: Maintain high-quality credit records for a long time after bad records appear.

2. Quickly pay off debts: Quickly return the corresponding debts that generate bad records. If the overdue payment is not malicious, you can contact the bank staff to explain the reason after paying off the debt, and the bank will issue a "Non-malicious Overdue" certificate to keep your credit record in good condition.

3. Do not cancel the credit card: Only by not canceling the card can you provide a new credit record for a long time, and the new record will cover the original bad record. According to bank regulations, if your credit card has been overdue three times in a row within two years and has been overdue six times in total, you cannot apply for a mortgage. Some banks will also review credit records that are more than 2 years old or stipulate that if you are overdue for more than 90 days, you will not be eligible for a loan.