White households can also pass the final review of Everbright Credit Card. If it fails to pass the audit, there are generally the following reasons:

1. Inconsistent card issuing conditions:

Not only to meet the basic requirements, but also to understand the characteristics of each credit card. For example, the youth card of China Merchants Bank is specially issued for young people under the age of 30. If you are not within the age of issuing cards, submitting applications will only be rejected mercilessly.

Second, the application materials are not detailed:

The bank is examining your various factors, such as your age, gender, work unit, position, salary and income.

Third, the credit record is not good:

If you have a credit stain in the past and have a credit overdue record, for example, other credit cards have a record of arrears and housing loans have been overdue, the bank may directly blacklist you.

4. Frequent card handling within a short time after rejection:

Don't apply for a credit card repeatedly in a short period of time, otherwise your credit history will be queried many times, and you will be regarded as a high-risk group by the bank, thus refusing to apply for a card. Generally, it takes more than 3 months to reissue the card after the application is rejected.

Verb (abbreviation for verb) Bank rating:

Insufficient bank scores are also the main reason for rejection. Each bank has its own credit card scoring system, which judges according to various factors. Once the score is not enough, the application may fail. As for the specific reasons, the bank can't give it.