The applicant's application was rejected for many reasons, such as the applicant's poor credit and did not meet Guangfa Bank's credit requirements; the applicant's income was unstable and Guangfa Bank believed that he did not have the ability to repay; The applicant's income is stable but the monthly income is relatively low, and the repayment ability is weak; the applicant is too young or too old, exceeding the age range for credit card application of Guangfa Bank; the nature of the applicant's work is not suitable for applying for a credit card or other requirements required by Guangfa Bank Conditions are not up to standard.

For GF, the age of the applicant is still more important. During the review process, the review process for younger people (currently refers to those born in 1990 or after) is indeed very strict. Strictly, if there is anything wrong at all, the application will be rejected.