Both primary cards and supplementary cards are credit cards, but there are still many differences between them. So what is the difference between the supplementary card and the main card? Let’s take a look at the content collected by the editor.

The difference between supplementary credit cards and principal cards

1. Different application ages: The application age for the principal credit card needs to be over 18 years old. Supplementary cards are generally applied by parents for their children. However, the child must be over 14 years old.

2. Different limits: The limit of the supplementary card is not independent. The limit of the supplementary card can be limited by the main cardholder, and the limit is only a certain proportion of the main card's limit.

3. Different annual fees: Both the main card and the supplementary card will incur annual fees, and the annual fee for the supplementary card is cheaper than that of the main card.

4. Different permissions: The ownership of the supplementary card belongs to the main card, and the main card can perform any operation, freeze, or cancel the account on the supplementary card.

Most of the people who apply for supplementary cards are immediate relatives (parents, spouse or children). For example, college students cannot apply for a credit card. They can apply for a supplementary card with their parents. They still have the ability to consume first and repay later. If the main card is reported lost, the use of the supplementary card will not be affected.

What are the uses of credit card supplementary cards?

1. Credit card supplementary cards are actually suitable for family use and are conducive to daily card use.

2. For those who cannot meet the credit card application conditions and need to apply for a credit card, supplementary cards are a good choice. The application threshold for supplementary cards is low, but the functions are the same as those of the main credit card. Same.