If the customer finds that there is a deduction from Alipay's special merchants in his consumption record, it may be because Alipay opened the business and incurred a deduction; It may also be a renewal fee deduction for opening business; It may also be the deduction generated by Alipay merchants' payment. Like some monthly services or members, it often shows the deduction of fees from special merchants. If customers have questions about the deduction, they can log in to Alipay to check their transaction details. Or directly contact Alipay customer service for details of special merchants.

Benefits of Alipay:

1. When buying goods from Taobao, the payment will be kept by Alipay first, and then paid to the seller after satisfactory receipt, which is safe and secure. 2, remittance can be paid online without going to the bank, which is convenient and simple.

3. After the payment is successful, the seller delivers the goods immediately, which is fast and efficient. 4. The transaction cost is free, economical and practical. It's a waste of time to send money to the bank and pay the handling fee.

5. The accounts are clear, and the transaction management clearly records the detailed information of each transaction, which saves worry.

6. Inter-bank transfer in different places is free, credit card repayment, and recharge to pay utilities.

7, walking donation, support access to iPhone health data, can walk healthily and interact with friends, and can also participate in public welfare.

Alipay disadvantages:

1, legal protection. China's legislation on network law is incomplete, and payment security cannot be guaranteed.

2. Security issues faced by Alipay. The service provided by Alipay is similar to the online banking provided by professional banks, and it can also be the target of counterfeiting and attacks.

3. Limitations of Alipay's various payment terminals. With the development of communication technology and the change of people's trading habits in the future, we can't ignore the adoption of various payment terminals, such as mobile phones and telephone payments. These payment terminals are gradually entering the market, and their universality in life determines that they will become an optional payment method for people to conduct online transactions.

4. Alipay transaction disputes. Although Alipay has a good function in credit intermediary, the buyer's ability to control funds is basically lost after the user pays for the purchased goods. If there is a dispute, the buyer has only the right to apply for a refund, and the seller is the main controller of financial rights. Buyers' demands can often only be solved through judicial channels. For this kind of dispute, for example, the buyer does not confirm the payment in time after harvest, but waits for Alipay to transfer money automatically, which will not solve the impact on the seller's cash flow.