Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
You don't need to pay cash when you use a credit card, but you will pay back when the bill comes out. As long as you support UnionPay payment anywhere in China, you can pay by credit card. In particular, at present, many payment methods such as APP do not require credit card payment, only QR code or payment code is required. From electrical appliances to lighters, you can pay by credit card.
Extended data:
Pay attention to the following points when swiping a credit card:
1. First, check whether the card number and amount listed in the consumption bill are correct, and pay attention to whether the consumption currency and amount expressed in words and figures are correct;
2. Don't let the card stay away from your sight when swiping the card to avoid the information in the card being stolen;
3. Please check your bank card after the transaction is completed, which is indeed your bank card;
4. After the transaction is completed, please keep the root contact of the signing cardholder for verification.
References:
Credit card _ Baidu Encyclopedia