Credit card validity period is an important document for credit card transactions, especially for online purchases, the correct validity period must be entered. And many cardholders never remember the expiration date. It's okay to have the credit card with you and you can check it directly, but what should you do if you don't have the card with you? In fact, there are ways to check the expiration date even if the credit card is not with you. Let’s find out together.
We all know that credit cards cannot be used for a long time. Unlike debit cards, they have a specified period of use, usually 3 to 8 years. The specific validity period is marked on the card. There are usually two formats:
1. VALID THRU MM/YY: Indicates that the validity period ends in a certain month, MM refers to the month of expiration, and YY refers to the year of expiration. For example: VALID THRU 12/19 means expiration on December 31, 2019.
2. Valid From MM/YY, Valid Thru MM/YY, the former is the card approval time, and the latter is the expiration time. For example: Valid From 12/16, Valid Thru 12/19, which means that the card was approved in December 2016, the expiration date is December 2019, and the validity period is 3 years.
If you have the credit card with you, you can check the expiration date directly by looking at the logo on the card. But if the card is not with you, you have to find another way. This method is not difficult, just directly Call the card bank’s customer service hotline for help.
However, there are a few things to pay attention to when calling:
1. It is best to use the mobile phone number you reserved when applying for the card to call the customer service hotline of the card issuer. Prove the identity of the cardholder;
2. Remember the ID number submitted when applying for the card. After all, the customer service will ask you to provide the ID number to verify your identity.
To sum up, there is a way to check the validity date of a credit card when you are not with you, and it can be easily done with a phone call, but you must prove to the customer service lady in advance that you are the cardholder, otherwise The customer service lady will not easily tell you the expiration date of your credit card.
Disclaimer: The operational suggestions in the article only represent the views of a third party and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Trade accordingly at your own risk.