Bill installment (only cardholders with business cards or supplementary cards can't apply for it temporarily) is a new financial management function launched by our credit card, which can help you repay the consumption amount in the bill by monthly installments. You can send a short message, log in to online banking with a credit card or call the customer service hotline 4008205555 to transfer the application to the service specialist. Handling fee for each period = total amount of bills in installments × handling fee rate for each period, and the minimum handling fee for each period is 5 yuan. We provide cardholders with personalized choices of 2, 3, 6, 10, 12, 18 and 24 installments, and the corresponding handling fees for each installment are 1.0%, 0.9%, 0.75% and 0.7% respectively. Whether the bill installment application is approved or not shall be subject to the comprehensive evaluation results of our credit card center. After the bill installment is successful, the cardholder only needs to repay the remaining bill amount after deducting the bill installment amount before the due repayment date. After that, the repayable principal of each installment of the bill = total installment principal ÷ number of installments. The principal payable in each installment (accurate to the minute) is credited to the cardholder's credit card account every month, and the balance is credited to the last installment. Handling fee per installment = total installment amount × handling fee rate per installment, and the minimum handling fee per installment is 5 yuan. The installment fee is the same as the principal payable in each installment, and it will be repaid in installments. After you submit your bill installment application, we will process your application order within 2 days, and send you a short message the day after it is successfully processed (after the bill installment is successfully accepted, it cannot be cancelled).

After the bill installment is successful, the cardholder only needs to repay the remaining bill amount after deducting the bill installment amount before the due repayment date. After that, the repayable principal of each installment of the bill = total installment principal ÷ number of installments. The principal payable in each installment (accurate to the minute) is credited to the cardholder's credit card account every month, and the balance is credited to the last installment. Handling fee per installment = total installment amount × handling fee rate per installment, and the minimum handling fee per installment is 5 yuan.

For example, your current bill amount is 5,000 yuan, and the installment amount you applied for is 3,000 yuan. You need to repay 2,000 yuan on the due repayment date of this period. After that, the payable principal of each installment of the bill is 65,438 yuan+0,000 yuan, and the handling fee is 27 yuan, which will be paid off in three installments. Use your card well!

If you still have questions, I suggest you solve the credit card problem anytime and anywhere through the credit card intelligent service platform. Click here to view details > & gt/Common/Default.aspx? pageid=zxkf 1