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How much is the handling fee of 1*** when repaying a 100,000 credit card over two years?

If you apply for installment billing with a China Merchants Bank credit card, the principal is: 100,000 yuan, and the number of installments is 24. Please refer to:

The principal of each installment: 4166.67 yuan

Handling fee per period: 680 yuan

Total repayment per period: 4846.67 yuan