Ritao, using standard VISA/ MasterCard /JCB single-label credit card or double-label credit card above platinum level, all yen transactions are automatically converted into RMB, and there is no currency exchange fee.

However, if your card is an ordinary card or a gold card of visa- UnionPay, master card- UnionPay or JCB- UnionPay dual-logo credit card, and you trade Japanese yen through visa, MasterCard or JCB network, it will be converted into USD/Euro, and the bank will charge a currency exchange fee of 1.5%. When repaying, you can choose to purchase foreign exchange through online banking, mobile banking, WeChat or CCB customer service hotline on the same day.