No matter which bank it is, the main factors that affect the application of high-value credit cards are the following five points:

1. Personal assets: such as whether you have a house, a car, and a bank deposit , funds, etc.

2. Personal academic qualifications and professional title factors: Higher academic qualifications and technical professional titles will also result in higher quotas.

3. Personal income certificate: including monthly income, nature of work unit, and job position.

4. Family conditions: including the customer’s family economic conditions, whether they are married, whether they are locals, etc.

5. Other credit cards and limits: If you have a credit card from another bank with a higher limit, you can apply for a credit card with a higher limit.