what are the credit card points rules of major banks? How long is the credit valid? Comparison of consumption points rules: RMB: except for the consumption of 2 yuan by China Merchants Bank, the rest are all consumption of 1 yuan with 1 point; Dollar: Pudong Development Bank spends 16 points on one dollar, and CCB spends 1 points on one dollar ...

The comparison of credit cards of major banks includes: Bank of China, CITIC, China Merchants, Xingye, Pudong Development Bank, ICBC, Agricultural Bank of China, China Construction Bank, Bank of Communications, Minsheng, Ping An, Guangfa, China Everbright and Huaxia.

comparison of points rules:

1. comparison of consumption points rules:

RMB:

except that China Merchants Bank spends 1 point in 2 yuan, all the others spend 1 point in 1 yuan;

USD:

Pudong Development Bank's consumption of USD 1 is 16 points

CCB's consumption of USD 1 is 1 points

BOC, China Everbright, Guangfa and China CITIC Bank's consumption of USD 1 is 8 points

Xingye and Huaxia's consumption of USD 1 is 7 points

2. Comparison of cash withdrawal points rules:

Take the existing points: BOC, CITIC, China Merchants and China CITIC Bank. Comparison of the validity period of points between China Everbright and China Huaxia

1. Permanently valid:

Agricultural Bank of China, China Construction Bank, Minsheng, China Merchants, Xingye and China Huaxia

2. Valid within several years:

ICBC credit card and BOC credit card points are valid for 2 years;

Some credit card points of Bank of Communications and CITIC are valid for a minimum of one year and a maximum of two years;

credit card points such as Shanghai Pudong Development Bank and China Everbright Bank are valid for 2-5 years;

the validity period of points of Guangfa and Ping An Credit Cards is the same as that of the cards.