There will always be times when people are short of cash. At this time, if you have a credit card, you can use it to "rescue the situation." However, there is a limit on the amount of cash withdrawals with credit cards, and cash withdrawals also require handling fees and interest. Cardholders are advised to be careful when withdrawing cash and return it as soon as possible after withdrawing it. Today I want to talk to you about how long it takes to withdraw cash after paying off a credit card.

1. Credit card cash withdrawal is related to the credit card limit. Under normal circumstances, the credit card cash withdrawal limit shall not exceed 50% of the cardholder's credit limit. Some banks have a credit card cash withdrawal limit of 30%, and some cards can reach 100%. . If the repayment amount has not arrived after you have made the repayment, as long as your last cash withdrawal did not exceed the limit and the available credit limit on your credit card is enough to withdraw cash, you can withdraw cash directly without waiting for the repayment to arrive.

2. Cash withdrawal can only be made after the credit card has been repaid. If the available limit of the credit card is not enough to withdraw cash by credit card, you need to wait for the credit card repayment to arrive before you can withdraw cash. 1. If you make automatic repayment through online banking or our bank's ATM machine, it will usually arrive on the same day; 2. If you repay through inter-bank payment, it will usually arrive on the next day, no more than 5 working days at the latest 3. If you repay through Alipay, Tenpay and other payment platforms, there are two types: the same day payment and the next day payment. Cardholders can check the available limit of their credit card in real time through the card issuer's official website, mobile banking APP and other channels.

3. When the credit card cash withdrawal limit reaches the limit, it is inevitable to use the credit card to withdraw cash. How long does it take to withdraw cash after the credit card is repaid? If your current cash withdrawal limit has not been used up and the available limit is sufficient, you can withdraw cash at any time. If the available balance is insufficient, cash cannot be withdrawn until the repayment is received.