1. Try to apply offline. Although CITIC Platinum Credit Card supports users to apply online, it is better for applicants with general qualifications to apply offline. When applying at the bank counter, users need to submit proof of work, proof of income and other materials, so the probability of issuing credit cards will be greater.
2. Submit more application materials. When applying for an ordinary credit card, if it is an online application, you generally don't need to submit any application materials, just fill in the application form in detail. When applying for a platinum credit card, it is best to submit more application materials, such as property certificate, deposit certificate, vehicle operation certificate and so on.
3. Pay attention to personal credit reporting. For those who have never used a credit card, there is no need to worry about personal credit reporting, but some people who have applied for credit cards and loans should pay attention. You'd better pay attention to your credit history before applying. Because approving large credit cards is more risky for banks, it is best for friends with flawed credit records to wait until their credit records are spotless before trying to apply.
Finally, when handling the CITIC Platinum Card, you need to bring your personal identification, work certificate, income certificate and financial certificate to the nearby CITIC Bank outlets. It's best to go to the bank in advance to consult the required format of various certificates to avoid format discrepancy. If you have friends who have deposits, you'd better transfer them to China CITIC Bank, which will also help your application.