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What do you need to apply for a credit card when traveling to Australia?

: 1. What is needed to apply for a credit card when traveling to Australia?

1. You must bring your ID card, credit card, cash, and bank card, but keep them well.

2. Clothes and swimsuits

Wear sweat-absorbent and breathable cotton clothes, usually at least one set a day. Because the air in coastal cities is humid and clothes are not easy to dry, you should also bring more underwear. If you don’t have any new clothes, you can buy Hainan Island clothes on the spot. Prices range from a dozen yuan to a hundred yuan. If you love swimming, be sure to bring an extra swimsuit because it is difficult to dry when wet. In addition to your swimsuit, you'd better bring a swimming cap, goggles, bath towel, beach sandals, etc.

3. Sun umbrellas or sun hats, sunglasses, sunscreen and other sun protection equipment.

The number of days without sunshine in Australia does not exceed one-tenth of the year, so the sun is even stronger in summer. For those of you who don’t know me, I don’t want to get tanned, so please bring sunscreen. Even if you don't take part in water sports, many attractions are available during the day. In the face of strong sunlight and ultraviolet rays, protect your skin.

4. High-end digital cameras, mobile phones, chargers.

5. Commonly used drugs

Motion sickness medicine, cold medicine, analgesics, band-aids, anti-allergy medicines, anti-diarrhea medicines, heatstroke prevention and cooling pills, sterile cotton balls, cotton swabs, eye drops, Huoxiang Zhengqi Water, nasal soothing, mosquito bites, etc. When traveling, you still need to be prepared.

6. Choose your items.

Toothbrush, toothpaste, mirror, comb, facial cleanser, lotion, eye cream, shower gel, body lotion, washing powder, hand soap, soap tablets, shampoo, conditioner, facial mask, thermal spray, olives Oil, cleansing oil. Most of the above items are provided by star hotels. See if you need to carry them. In addition, laptop computers, MP3 players, waterproof watches, contact lenses, invisible potions, paper, pens, hammocks, fruit knives and other items must be carried selectively to prevent overweight luggage.

2. What procedures are required to travel to Australia?

Holding an Australian passport can enter the United States without a visa, which is very common in the United States. A passport is a legal document issued by a country that certifies the nationality and identity of a citizen when entering or leaving the country and traveling or staying abroad. The word Passport means port pass in English. A visa is the endorsement and seal of a country's sovereign authority on a passport or other travel document held by its or foreign citizens to indicate that they are permitted to enter or leave that country or pass through its borders. It can also be said to be a certificate of endorsement issued to them.

: 3. What do you need to do to go to Australia?

1. An Australian family visit visa requires an Australian invitation letter and the inviting party’s identity document. Parents of Australian citizens and permanent residents can apply for a longer-term tourist visa.

2. The tourist visa is valid for five years, and each stay shall not exceed 12 months. It is available to applicants who have submitted a parent's Australian offshore immigration visa application (subclass 103) pending.

3. The tourist visa is valid for three years, and each stay shall not exceed 12 months. It is available to non-parental immigration applicants from outside Australia who have a good Australian travel record.

4. Children under 18 years old must provide additional application materials when applying for a tourist visa to Australia.

5. When reviewing the applicant, the embassy will call me or my workplace to verify the materials and ask the applicant to be prepared.

6. Australian business visa must be submitted to the Shanghai Consulate, and the average processing time is 12 working days. If there is a peak period for visa application, the time may be relatively longer. Please allow enough application time according to the invitation time.

4. What are the requirements for applying for a credit card when traveling to Australia?

The entrance fee can be up to 10,000 Australian dollars. If the amount exceeds 10,000 Australian dollars, application materials need to be filled in.

If you carry foreign currency cash worth more than 10,000 US dollars out of the country, you should apply for a "Carrying Permit" from the State Administration of Foreign Exchange where the account is opened or the foreign exchange purchasing bank is located. The customs will release it based on the seal of the "Carrying Permit" of the above department. .

The Consular Department of the Ministry of Foreign Affairs and the Australian Consulate General in Brisbane remind Australian citizens traveling to China that if they carry more than 10,000 Australian dollars in cash into or out of the country, they should truthfully declare it to Australian Customs to avoid unnecessary complications. loss.

If you don’t have enough cash, you can open an account in Australia in China, and you can deposit the converted Australian dollars into this account. When you leave, you just need to take some pocket money with you. When you arrive in Australia, you only need to find an ANZ bank, activate the account with your passport, and the Australian dollars you deposited before will be transferred directly to your account.

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In order to facilitate entry-exit personnel's foreign exchanges, regulate the entry-exit behavior of foreign currency cash, and combat illegal and criminal activities such as money laundering, currency smuggling, and foreign exchange evasion, the State Administration of Foreign Exchange The Interim Measures for the Entry-Exit Management of Carrying Foreign Currency Cash have been jointly formulated with the General Administration of Customs and are now issued to you. Please comply with the implementation and notify the relevant issues as follows:

1. The "Permit for Carrying Foreign Exchange Outbound" (hereinafter referred to as the "Permit for Carrying Foreign Exchange") is still used together with the "Permit for Carrying Foreign Exchange" as of August 1, 1999 Get started. It is uniformly printed by the State Administration of Foreign Exchange, and each designated foreign exchange bank should obtain it from the local branch of the State Administration of Foreign Exchange (hereinafter referred to as the foreign exchange bureau).

2. Outbound personnel can carry foreign currency cash out of the country, or they can remit money or carry money orders, travelers' U.S. checks, international credit cards, etc. Obtain it from the bank in accordance with the regulations of the National Monetary Authority.

If you carry foreign currency cash out of the country with an amount not exceeding US$5,000 (including US$5,000), you do not need to apply for a "Carrying Permit" and the customs will release it; if you carry foreign currency cash out of the country, the amount exceeds US$5,000 to US$10,000 (including US$10,000). U.S. dollars), personnel apply for a "Carrying Permit" from a designated foreign exchange bank, and the customs checks and releases it based on the seal of the "Carrying Permit" of the designated foreign exchange bank; in principle, outbound personnel are not allowed to carry foreign currency cash worth more than 10,000 US dollars out of the country. In the following special circumstances, outbound personnel may apply for a "Carrying Permit" from the Foreign Exchange Bureau:

1. A large number of outbound delegations;

2. Scientific expeditions that take a long time or a long distance to go abroad Group;

3. Visits by government leaders;

4. Outbound personnel going to countries with wars, strict foreign exchange controls, poor financial conditions or financial turmoil;

5. Other special circumstances.

Reference materials:

U.S. Government website of the Central People's Government of the People's Republic of China - "Interim Measures for the Entry and Exit Management of Carrying Foreign Currency Cash"

5. Which credit card is convenient to use in Australia?

Step one: Prepare materials

The materials required to apply for a bank card are as follows:

Passport

Visa Letter

COE (COE is very important! COE is very important! COE is very important! Say important things three times!)

Note: The monthly card fee is waived for students before the COE expires. Be sure to take it with you!

Step 2: Apply for the card at an outlet.

First open Google Maps, look for the nearest Commonwealth branch (pay attention to the business hours), then select the business hours of the branch, bring the prepared materials, and go to the branch to prepare for the card~

For example, after entering a bank, a staff member will ask you what help you need. You need to mobilize your English to explain that you are a new international student and need to apply for a card.

In fact, this is also a good opportunity to practice speaking and listening. It is recommended that friends can communicate boldly. For students who really feel that they don’t understand the language and are not good at communicating, don’t worry. There are several Chinese staff in almost every branch, and hundreds of international students from China are received every day during the first semester, so there is no need to worry or be shy.

Step 3: Open the card

The staff will give you a form to fill in, which contains some basic information: name, email, address, phone number, etc. (If you haven’t applied for a local phone card yet, domestic phone numbers can also be used here, mainly for receiving verification codes. You can change the local phone number once you have it correct~)

After giving When you open it, the staff will ask you to download their app and teach you how to use it step by step.

This app is very important and easy to use. From now on, paying rent, water, electricity, and even tuition will all be done through the app. When there are not many people, I will show you how to use the cardless cash function. In order not to be embarrassed while waiting for the card, I will chat with you.

After opening an account at Commonwealth Bank of Australia, you can choose between two accounts:

Smart account function: payment

Online banking savings function: interest

Currency

So be sure to check at your doorstep or school to see if there is your letter~

After getting the card, you have successfully obtained your own Australian bank Card~

This is the process of getting a card. In short, it’s always been easy. As long as you know what you are doing, you should be brave enough to find a good bank to practice speaking!

6. What materials are needed to apply for a credit card when traveling to Australia

Generally speaking, it is best to open a bank account within 6 weeks after arrival, because usually you only need passport as proof of identity. After 6 weeks, you will need additional proof of identity to open an account. If you don't open an account it will be difficult if you don't have enough documentation. Tell the bank your tax file number to avoid higher interest rates. Use credit cards as much as possible in Australia: Australians rarely use large amounts of cash, debit cards, credit cards and personal cheques. Banks in Australia and the United States are networked across the country, and you can open accounts, deposit, withdraw money, remittances, etc. Any institution in any city. Before going to Australia, you can also open an account at an Australian bank branch in China, so that you can remit money first and then use it in Australia. When opening an account, the bank must bring your identity documents (passport, driver's license, credit card, medical insurance card, other bank cards, etc.). The bank will give you a score based on different documents. Only those with a score of 100 or above can open an account. But for new students and immigrants, you can open an account with your passport within a certain period. Of course, if you have other documents, including a birth certificate, you can also bring them. In Australia, all banks have student accounts, and the management fees of student account banks are very favorable. The reception staff at the bank will be very enthusiastic to help you handle it. Many banks in urban areas have staff who can speak Chinese. If you have any specific questions, you can ask them directly. If you bring more than 10,000 Australian dollars at a time, it is recommended to open two accounts. One is to set aside 5,000-6,000 Australian dollars as a savings account, and the other is to save the remaining money as a six-month term deposit, which can help you control expenses and earn a certain amount of interest when you withdraw money. The hard card given to you by the bank can be used to withdraw money at an ATM at any time. You can also ask the bank to open online banking at the same time, so that you can pay directly online (you can pay by phone, etc.), which is very convenient. Here are some tips compiled by experts: Don’t entrust or lend your ID card to other students to open accounts. The bank card password must not be written down in your communication book, and placed in the same bag as the bank card. Don't let anyone know your bank card password. Try to avoid using online banking in public Internet cafes or the like. If you accidentally lose your bank card, you should contact the bank and call the 24-hour phone number as soon as possible to stop your card. Do not wait until the next day to queue up at the bank to report the loss.

7. Apply for a bank card in Australia with a tourist visa

After leaving Australia, you need to apply for a residence card as soon as possible. Mainly you need to provide your personal passport and proof of residential address, and then bring your visa, passport and proof of address.

And you will get a residence card within two months after you register with the Immigration Bureau to ensure your legal stay in Australia.

8. What information is needed to apply for a credit card when traveling to Australia?

Required materials:

1. Original passport, if you have an old passport, please provide it;

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2. Four recent 2-inch color photos with white background;

3. Copies of ID card and household registration book; be sure to pay attention to the color copies of household registration book and ID card.

4. A copy of the unit’s business license or organization code certificate with official seal;

5. Chinese employment certificate;

65,000 yuan bank deposit certificate Freeze for 6 months;

7. Half-year bank card statement (printed and stamped by the bank);

8. Copy of real estate certificate and car driving license;

9. Copy of marriage certificate;

10. Please provide a copy of the retiree’s retirement certificate. Procedures required: 1. Original personal data passport: If you have an old passport, please provide it together. Copy of the first page of the passport: Two copies of the first page of the passport are required; the My Information page is required. Recent passport photo: A recent 2-inch passport photo is required; this photo will be affixed to the 1419CHS form. Copy of the entire household registration book: If you are traveling as a family, for example, a family of three people have the same household registration book, you only need to provide a copy of the household registration book. 2. Proof of funds (if the visa applicant is a student, you need to provide proof of funds in the name of your parents) Salary card/bank card statement: Just go to the bank counter to issue this document, which needs to be stamped by the bank; if the document template is issued by the bank If there is no English comparison, you can simply mark it in English; generally it is better to provide bills for more than six months. Credit card statement: This statement needs to show the credit card limit. It can be a paper statement received every month, or you can print out an electronic statement; it does not require a bank stamp, as long as the last three to six months are provided. Copy of deposit certificate: The deposit certificate generally refers to the list issued by the bank when it is frozen, and should be frozen until the end of the trip to Australia. However, the certificate of deposit is not as convincing to the visa officer as the bank card statement, because the certificate of deposit neither shows the start date of the deposit nor the history of book discrepancies. Passbook: Copies of current and regular passbooks are available. 3. Work certificate and others: Leave request form from the unit: The letter should indicate the position, salary, working hours, name and contact information of the person who approved the leave and issued the leave request. The letter should start with the company, and use the company's own letter template; if there is no template, you can write it yourself first, and then ask the leader to sign and seal it. Copy of business license: Private owners are required to provide a copy of business license. Copy of retirement certificate: Retirees should provide a copy of retirement certificate. Proof of attendance: Students are required to provide proof of attendance. Extended information: 1. The best time to travel to Australia is to avoid January and February. January and February are the hottest summer months in Australia, with the highest temperature reaching 45 or even 50 degrees at noon. October to December is spring in Australia, and the climate is pleasant. However, due to the large amounts of pollen in the air from time to time in spring, it is not recommended for people with allergies to go during this time. March and April are autumn months in Australia. At this time, the temperature in Australia is generally 10-15 degrees in the morning and evening, and 25-30 degrees at noon. The humidity is moderate, making it ideal for traveling. 2. Things to note when purchasing Australian travel insurance are conditional or recommended. Risks during the trip are unknown. Additionally, travel insurance is very affordable. Buying one not only gives you peace of mind, but is also responsible for your family. If you go to Australia, medical care in Australia is very expensive. A simple blood test may cost more than 100 yuan, and a general outpatient visit takes less than 15 minutes and costs 70 yuan a time. Simple hospitalizations and minor surgeries. No insurance. A few days of budget travel may disappear once you have a headache. Besides, if you are going on a road trip, you must buy it. In Australia, you drive on the left and kangaroos run amok. If you rent a car by yourself, if the car is not covered by insurance, you need to purchase car insurance separately, and purchase it from the car rental company at the same time as booking the rental car.

9. What bank cards should you bring when traveling to Australia?

Let us talk about bank cards first:

Must-open cards

An Australian debit card is a must-have card. Studying abroad is no better than traveling. We are going to stay in Australia for a long time, so Australian cards are much more convenient and cheaper than domestic cards.

What kind of bank?

Australia has four major banks and a number of smaller banks.

National Australia Bank in Australia should be the largest bank in Australia and is affiliated with the University of Melbourne.

Tuition account and the like are also opened in this bank, so it is quite convenient and fast to pay tuition with this bank.

There is a NAB branch in the school, and it is very convenient to apply for a bank card there.

The Commonwealth Bank of Australia, the Commonwealth Bank of Australia, has a history of more than 100 years and is considered to be

Hotels generally have branches and also provide Chinese services. And their APP for stir-fried chicken is really convenient.

Australia New Zealand Bank, Australia New Zealand Bank. It was changed to this due to the acquisition of the National Bank of New Zealand.

The name originated in Melbourne, so there are many branches in Melbourne.

Westpac Banking Corporation. This bank is the oldest bank in Australia, but I

I don’t think I have seen any branches of this bank yet, but as one of the four major banks in Australia, there is definitely nothing to say about the service.

Of course, there are other smaller banks, so I won't talk about them here. In order to attract customers, the interest rates would be higher than those of these banks, but they are not.

It's too convenient, so I don't recommend you do it. The above four banks are all available, just choose, but international students use them the most.

It's US Federal and ANZ, so I recommend you run these two companies. It is best to follow the crowd when applying for a bank card.

Okay, then it will be more convenient to transfer money and so on in the future.

Where can it be done?

Domestic processing

Australian bank cards are not only available in Australia, but can also be used in advance in China. It's okay in China, but when it comes to Australia.

Go directly to the bank with your passport or student ID card to get the card. You don’t have to wait in Australia. You can get it directly. If you do this in China,

you can remit living expenses to Australia in advance in China. Funds are frozen before you go to Australia, so you don't need it.

Don’t worry, activate your account in Australia and you can use all the funds in the account immediately, which is very convenient.

Processed in Australia

If you don't want to do it in China, you won't have any problem going to Australia. When you arrive in Australia, remember this as soon as possible.

Bring your passport to apply for a bank card, because it takes about a week from opening an account to applying for a bank card here.

Generally, there are places to put bank cards in schools and urban areas, so don’t worry about not finding a place.

It's better to get the bank card first. This cycle is slightly longer, so it is easier to get the business card first:

Australia has three major operators and other small operators:

Telstra

Keywords: the most expensive, the best signal, and the least used by international students.

Telstra is a state-owned and recognized operator with the best signal in Australia. Australia compared 7904 users

According to the usage data of the three major mobile phones in Australia, it turns out that the fastest telecommunications company in Australia is Telstra! But it's also good.

It means expensive! Its overall price is the most expensive.

Optus (Optus)

Keywords: many packages, many discounts, the best value for money, and many international students.

Vodafone (Vodafone)

Keywords: the cheapest overall price

A package customized for overseas people, with good international call quality and free online calls. Only messages are allowed, so China

International students use it more often, but the signal is poor in suburban areas, especially in mountainous areas.

Other operators

Keywords: cheap, unstable

10. What credit card should I apply for when studying in Australia?

International credit cards are of course for studying abroad. First choice. There are currently two types of international cards: one is universal, such as the U.S. dollar dual-currency credit cards of Bank of Communications, ICBC, and Bank of China.

Since the U.S. dollar can be used in almost all countries and regions, if you spend money in non-U.S. areas, you will be charged a 1-2 exchange fee, but the exchange rate settlement of international credit cards is based on the exchange rate of large-amount foreign exchange purchases by international credit card organizations. Therefore, it is still more cost-effective than the exchange rate used by individuals to purchase foreign exchange. The other is special application types, such as Bank of China Euro Card and Japanese Yen Card. The accounting currency and settlement currency are both Euro or Japanese Yen, which can be directly converted into RMB to reduce exchange rate losses caused by foreign exchange conversion. Things to note when using international credit cards: 1. Favorable exchange rates: To avoid this fee, it’s best to use a card in which currency you want to go to. At present, most international cards are US dollar cards, but it is more troublesome to go to Australia. There is no Australian dollar card in China. But there is a Euro card. Currently, Bank of China and Bank of Communications have Euro cards. In addition, Bank of China and Industrial and Commercial Bank of China both have Hong Kong dollar cards. Therefore, if you want to study in the United States, you have the most choices. Basically all international credit cards from banks are acceptable; if you want to study in Europe, you can choose Europa Card; if you want to study in Japan, you can choose JCB Card. 2. Fees charged by international organizations: International cards are automatically converted into various currencies for consumption based on real-time exchange rates. This conversion is completed by the international card organizations VISA and MasterCard, and a handling fee of 1 for the consumption amount will be charged. 3. Annual fee: Credit cards require an annual fee. Although the annual fee is not very high, waiving the annual fee requires special approval. Of course, there are now bank regulations that waive annual fees for a certain number of times.

11. What are the requirements for applying for a tourist visa to Australia

That is, Electronic Travel Authorization Visa (Subclass 601)

This visa allows you to visit as many times as needed Australia, for up to one year, with each visit lasting three months. This visa is available to passport holders living in many countries and territories outside Australia. ETA does not charge a visa application fee, but the $20 service fee only applies to online applications.

Two. eVisitor (subclass 651)

This is a free visa that allows multiple visits to Australia for tourism or business purposes within a 12-month period, for up to 3 months at a time. This visa is available to passport holders from many European countries and cannot be extended.

Three. Tourist Visa (Subclass 600)

The Visitor visa is designed for those who are not eligible for an Electronic Visitor or Electronic Travel Authorization visa. This visa allows you to visit Australia for tourism or business purposes for three, six or 12 months. Applicants must pay a fee to submit an application.

Four. Student Visa (Subclass 500)

If foreigners plan to study in Australia, they need to apply for a Student Visa (Subclass 500). If the applicant is a parent, guardian or relative of a student, you can apply for a Student Guardian visa (subclass 590). If you want to visit and study in Australia for a short period of time, you may be eligible for a visitor visa.