The Pudong Development Bank Credit Card has 36 installments of 150,000 points and repays 4,998 per month. According to the query relevant information: 2023 interest rate:

Within 6 months (6 months) 5.856 months to 1 (including 1 year) 6.3113 years (including 3 years) 6.43 years to 5 years (inclusive) 5 years) 6.6.5 years and above 6.8: The base interest rate is set by the central bank, and bank loan interest rates can fluctuate up or down based on this. The annualized interest rate divided into 36 installments is 6.65. The principal is 150,000. The annualized interest rate is 6.65. 36 installments in 3 years is 29,925. Adding the principal of 179,925, it requires 4,998 per month.