No one can withdraw money faster than China Everbright Bank of Communications, but the limit the bank can raise depends on your usage. It is recommended that you swipe your card more and repay it on time, and the bank will naturally increase it for you. The quickest shortcut is to ask someone who raises the card to ask you to raise it. Generally, there is no problem if you raise 50,000 within a year, provided that there is a reliable person to help, because there are many crimes in this area.

As for withdrawing cash, we don’t recommend you use a credit card. The handling fees are pretty much the same, all around one point, and an interest of 0.05% will be calculated from the date you withdraw the money, for one month. Compound interest is calculated later. In short, it is not recommended to withdraw money unless absolutely necessary.

As for points, I think all banks are a gimmick. I spent 60,000 yuan in valid points to exchange for a broken pillow. Personally, I think the points from the Bank of Communications are the most cost-effective, especially the points from the Walmart card. I suggest you check it out.