The over-limit function of Pudong Development Credit Card is the over-limit amount, that is, the cardholder can continue to use the over-limit amount after using the credit card amount.

The over-limit line of Pudong Development Credit Card is 10% of the credit line of the credit card, and the cardholder needs to pay 5% of the over-limit fee after using the over-limit line.

The purpose of the bank's over-limit service for cardholders is to provide temporary working capital for customers and avoid the embarrassing situation of insufficient amount at checkout. The over-limit amount should also be repaid on time, not by installments. All excess amounts shall be paid off before the repayment date. If the over-limit amount is overdue, it will also affect the credit investigation.

How to open the credit card limit of Shanghai Pudong Development Bank?

There are two ways to open the overrun line. One is to call the credit card customer service hotline of Shanghai Pudong Development Bank and open the over-limit line with the help of manual customer service. The other is to log in to the online bank of Shanghai Pudong Development Bank and open the overrun function in the credit card account.